Exception orthodontic care with
EASY & AFFORDABLE payment options
At Stellar Orthodontics, we believe high-quality orthodontic care should be accessible and straightforward. The cost of treatment varies depending on your individual needs, but Dr. Stella Dong Wagner and our team are committed to providing flexible options that fit your budget.
During your consultation, we will clearly explain your treatment fee, review payment options, and ensure you understand every detail before moving forward.
What Is the Cost of Orthodontic Treatment?
Treatment costs vary depending on the complexity of your case and the type of treatment recommended.
- Limited orthodontic treatment starts as low as $2,800
- Comprehensive orthodontic treatment may range up to $6,800
- Clear aligner treatment starts as low as $2,800
Your exact cost will be determined after a full evaluation and personalized treatment plan.
What Flexible Payment Options Do You Offer?
We offer several financing options designed to make starting treatment simple and manageable.
- Down payments starting around $300
- Affordable monthly payments based on your treatment plan
- Interest-free in-office financing
- Paid-in-full discounts available
- Convenient auto-draft payment options
- Most major credit cards accepted
Our team will work with you to create a payment plan that fits comfortably within your budget.
What Is Included in My Orthodontic Treatment Fee?
Your treatment investment includes comprehensive care from start to finish.
- Diagnostic records such as X-rays, photographs, and digital scans
- A personalized treatment plan
- All active treatment visits
- Orthodontic appliances and adjustments
- Emergency visits related to treatment
- One set of retainers after treatment completion
- Final evaluation and records
We focus on providing complete, transparent care with no unexpected surprises.
What Is Not Included in the Treatment Fee?
Some services are not included in standard orthodontic treatment:
- Replacement retainers if lost or damaged
- Dental procedures performed by your general dentist
- Surgical procedures performed by outside specialists
- Additional treatment caused by injury or lack of appliance care
- Changes in insurance benefits during treatment
If any of these situations arise, we will review costs with you before proceeding.
How Does Orthodontic Insurance Work?
If you have orthodontic insurance, our team will verify your benefits before your consultation.
- We accept most major PPO plans
- We file claims on your behalf
- Insurance benefits are applied directly to your treatment cost
Our team will help you understand your coverage and estimate your out-of-pocket costs so you can make informed decisions.





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Frequently Asked Questions
Understanding your financing options can help you feel confident about starting treatment. Here are answers to common questions we hear from patients.
Will I Know the Cost Before Starting Treatment?
Yes. During your consultation, we provide a complete breakdown of your treatment cost, including insurance estimates and payment options. You will have a clear understanding of your investment before making any decisions.
Do You Offer Interest-Free Financing?
Yes. We offer in-office financing with no interest, allowing you to spread payments over time in a way that fits your budget without additional fees.
Can I Use Insurance and a Payment Plan Together?
Yes. Most patients combine their orthodontic insurance benefits with a customized monthly payment plan. This helps reduce both the upfront cost and overall financial burden.
Are There Any Hidden Fees?
No. We believe in full transparency. All costs are reviewed with you in advance, and we discuss any potential additional fees before proceeding with treatment.
What Happens If My Insurance Changes During Treatment?
If your insurance benefits change, our team will review any adjustments with you and help you understand how it may affect your remaining balance.